It's done guys, just little bits to cover,
<?php require 'dbc.php';
if ($logged_in == 0) {
?>
<center> You must be logged in to access this area; <a href="http://www.jeanies-poetry.com">Login</a> </center>
<?php } else { ?>
<center><p>Logged as <?php echo $_SESSION['username']; ?> | <a href="http://www.jeanies-poetry.com/settings.php">Account Settings</a>
| <a href="http://www.jeanies-poetry.com/logout.php">Logout</a> </p></center>
<?php } ?>
It doesn't display the username logged in.